KYC / account suspension
Urgent "your account will be blocked" messages with a link to a lookalike bank page.
Tell: Asks for UPI PIN, card CVV or OTP
Is this number, UPI ID or QR code safe to trust?
Check suspicious numbers, UPI IDs, QR codes, payment links and messages before you trust them. We show the risk indicators, the evidence behind them and which sources we could not check.
Never share your UPI PIN or OTP with anyone — not with us, not with a "bank officer". You never need a PIN to receive money.
UPI Fraud Guard assesses available information. It does not guarantee payment safety or automatically block transactions in other apps.
Stay safe checklist
Never share your UPI PIN or OTP. You never need a PIN to receive money.
Do not approve a collect request to receive a refund or prize.
Banks never ask you to install screen-sharing apps on a call.
Open bank links only from the official app or website you typed yourself.
Urgent “account blocked” messages are a common pressure tactic.
No account needed
Free
Run any check without signing up
Reports are anonymous
Private
Submit a scam report without your name
Reviewed before verified
Human
Community reports stay unverified until reviewed
Common scam patterns to watch for
If a request matches the "tell", stop and verify through the official app or helpline.
Fake refund & collect request
Caller says a refund is stuck and sends a collect request you must "approve".
Tell: You are asked to pay to receive money
Parcel & delivery fee
A small fee to release a parcel you never ordered, on a shortened link.
Tell: Tiny amount + tracking link
Investment & trading groups
WhatsApp/Telegram groups with fake profit screenshots and a "VIP" deposit.
Tell: Guaranteed returns, pressure to top up
Remote-access apps
Caller asks you to install AnyDesk/TeamViewer-like apps to "fix" a payment.
Tell: Screen sharing during a bank call
Job & task advance fees
Easy online tasks that start paying, then ask for a refundable deposit.
Tell: Pay money to unlock earnings
How a check works
1. Paste or scan
Enter a number, UPI ID, link or message, or scan a QR code. We validate and normalise it first.
2. We query authorised sources
Beneficiary lookups, phishing intelligence, domain data and reviewed community reports. Every finding is timestamped.
3. You get reasons, not just a score
A risk band, confidence level, the evidence behind it, what we could not check, and safer next steps.
What this tool can and cannot do
We can
- Validate number, UPI ID and link structure
- Show reviewed reports with source and date
- Compare expected vs returned beneficiary name when an authorised provider responds
- Highlight scam phrases and explain why they matter
We cannot
- Identify a caller, SIM owner or bank account holder from a number
- Guarantee that a payment or recipient is safe
- Block payments inside other UPI apps
- Treat community reports as proof of criminal activity
Common questions
No. New scam numbers have no history, and numbers can be spoofed. A clean result only means we found no risk indicators in the sources we could check.